Unclaimed Capital Credits

Click here for a full list of members who were eligible to receive capital credits in 2022.

*The list is alphabetical by first name.

What are capital credits?

Unlike investor-owned utility companies that strive to generate profits for shareholders, electric cooperatives like OEC operate on an at-cost basis. Any profits made by OEC—referred to as margins—are returned to the consumer-members. Capital credits represent these dividends.

 Capital credits are calculated each year in which OEC makes a profit and distributed to each member in proportion to his/her electrical usage for that year. OEC retains and uses capital credits for operating capital until the financial condition of the cooperative, determined by its banker, National Rural Utilities Cooperative Finance Corporation (CFC), and OEC’s board of trustees, permits the co-op to issue a refund.



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